What is your dream?  Probably not working at a soul crushing corporation for the next 40 years.  Me neither.  What is important to you and what will make you truly happy?  Are you willing to put some effort into improving your life through making a little money on the side and saving money so you will be able to live out your dreams one day? (I'll warn you, it won't be all yachts and champagne toasts)  If so, you are at the right place.  If not, this site is not for you.  You can live paycheck to paycheck,  remaining in the rat race to maintain your $500 per month car loan and $250 cable bill.  When you're beyond retirement age but working as a "People Greeter", revel in the fact that it was your choice.  Cheers! :-)